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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Easy to use app great custogrestmer service

Easy to use app great customer service Reviewed on: 20th April 2026

Very good service .

Very good service .l would recomened to my family and friends .Very quick service. Reviewed on: 20th April 2026

Hassle free, everything clearly explained, excellent...

Hassle free, everything clearly explained, excellent customer service Reviewed on: 20th April 2026

Verry verry easy use the app.

Verry verry easy use the app. Can see another bank accounts in the app. Reviewed on: 20th April 2026

I needed to pay for my daughter's graduation party,...

I needed to pay for my daughter's graduation party, and since I had surgery and couldn't work to save up the money, I borrowed it. The negotiation was very quick, thank you very much. Reviewed on: 20th April 2026

Excserviceellent service

Excellent service fast and efficient Reviewed on: 20th April 2026

It was good and haven't ran into any problems.

It was good and haven't ran into any problems. Reviewed on: 20th April 2026

Easy to use and flexible

Easy to use and flexible. I had to change to direct debit date due to a change in work. I phoned up and it was changed right away. Reviewed on: 20th April 2026

Fast and trustworthy.

Quick decision on my loan, great backup. Reviewed on: 20th April 2026

Easy to use

Easy to use and extremely quick and efficient Reviewed on: 20th April 2026

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