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118 118 Money: Personal loan reviews

4.90
Based on 1,813 reviews, last reviewed 4th Nov 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

Very supportive when I needed I got quick support...

5
Very supportive when I needed I got quick support Reviewed on: 22nd April 2025

Very easy to use and money appeared quickly

5
Very easy to use and money appeared quickly Reviewed on: 22nd April 2025

Excellent

5
This was very quick and easy to use. And with the app it’s very helpful to see how much is left on the loan Reviewed on: 22nd April 2025

Very easy to deal with

5
Very easy to deal with and all plain and clear with no hidden surprises. Reviewed on: 22nd April 2025

An easy, simple solution

5
Super easy with really quick turn around. Would definitely recommend 118 as so simple to do. Was the help i wanted when needed. Reviewed on: 22nd April 2025

All services that I have experiences with 118 have b...

5
All services that I have experiences with 118 have been positive. Reviewed on: 22nd April 2025

Needed a loan to get to work

4
Needed a loan for a bike to get to work and got accepted even with poor credit. Got accepted and had money in my bank less than an hour later. I still had to wait a week for the bike to be ready, but the loan was very easy from aplication to when I received funds. Reviewed on: 22nd April 2025

Easy application, cash paid same day.

5
Easy application, cash paid same day. Amazing service with no hassle, will definitely recommend to friends and family. Reviewed on: 22nd April 2025

Good & fast call center to very helpful

4
Good & fast call center to very helpful Reviewed on: 22nd April 2025

Thought it was easy to apply for the loan and credit...

5
Thought it was easy to apply for the loan and credit card. Reviewed on: 22nd April 2025

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