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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (1812 reviews)

View other 118 118 Money products

4.90

Based on 1,812 reviews, last reviewed 9th Oct 2025

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Dreadful to deal with. Awful if you miss/delay payment you will be hounded with texts, emails & phone calls if you answer the phone all you get is a recorded message telling... Read more Reviewed on: 1st August 2025

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1812)

Very easy to use and money appeared quickly

Very easy to use and money appeared quickly Reviewed on: 22nd April 2025

Excellent

This was very quick and easy to use. And with the app it’s very helpful to see how much is left on the loan Reviewed on: 22nd April 2025

Very easy to deal with

Very easy to deal with and all plain and clear with no hidden surprises. Reviewed on: 22nd April 2025

An easy, simple solution

Super easy with really quick turn around. Would definitely recommend 118 as so simple to do. Was the help i wanted when needed. Reviewed on: 22nd April 2025

All services that I have experiences with 118 have b...

All services that I have experiences with 118 have been positive. Reviewed on: 22nd April 2025

Needed a loan to get to work

Needed a loan for a bike to get to work and got accepted even with poor credit. Got accepted and had money in my bank less than an hour later. I still had to wait a week for the bike to be ready, but the loan was very easy from aplication to when I received funds. Reviewed on: 22nd April 2025

Easy application, cash paid same day.

Easy application, cash paid same day. Amazing service with no hassle, will definitely recommend to friends and family. Reviewed on: 22nd April 2025

Good & fast call center to very helpful

Good & fast call center to very helpful Reviewed on: 22nd April 2025

Thought it was easy to apply for the loan and credit...

Thought it was easy to apply for the loan and credit card. Reviewed on: 22nd April 2025

Thank you.

Thank you. It was easy enough to complete. Reviewed on: 22nd April 2025

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