Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

118 118 Money: Personal loan reviews

View other 118 118 Money products
4.76
Based on 4,611 reviews, last reviewed 26th Jun 2026
1230% increase in 5 star reviews
in the past 90 days
350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p
Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Personal loan reviews (4611)

Very fast service.

4
Very fast service. The money was in my bank quickly. It didn't take long for me to get an answer as to, if I would be accepted. Reviewed on: 20th April 2026
Shaun Hunt's avatar
Shaun Hunt

Very straight forward . No headaches

5
Very straight forward. Easy to apply quick resolve Reviewed on: 20th April 2026
Razvan D's avatar
Razvan D

It was aewsome

5
It was aewsome,i would definitely recommend 118 to othere people Reviewed on: 20th April 2026
Jay Peers's avatar
Jay Peers

118 118 was so so quick simple and easy to use.

5
118 118 was so so quick simple and easy to use. Loan approved and in my bank account instantly Reviewed on: 20th April 2026
Joanna B's avatar
Joanna B

It’s very easy get your personal loan

5
It’s very easy get your personal loan Reviewed on: 20th April 2026
Sudeep 's avatar
Sudeep

118 118 review

5
Great experience overall very pleased with this lender Reviewed on: 20th April 2026
Annmarie 's avatar
Annmarie

Great service .

5
Easy application and easy process, money was straight in my account. Reviewed on: 20th April 2026
Babs's avatar
Babs

118118 was helpful and easy to setup.

5
118118 was helpful and easy to setup. Needed a loan to help with my rent deposit and got good rates Reviewed on: 20th April 2026
Pj S's avatar
Pj S

The experience so far has been fantastic.

5
The experience so far has been fantastic. The loan arrived super quick, downloading the app to track payments has been super easy, I know everything I need to know at any one time, and I'm in regular communication with the team Reviewed on: 20th April 2026
Julian T's avatar
Julian T

Very straight forward good service

4
Very straight forward good service Reviewed on: 20th April 2026
Danielle B's avatar
Danielle B

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill