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118 118 Money: Personal loan reviews

4.76
Based on 4,611 reviews, last reviewed 26th Jun 2026
1230% increase in 5 star reviews
in the past 90 days
350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4611)

118 was a really simple process.

5
118 was a really simple process. From the starting application to using the app to check my balance and payment due dates, it has all been straight forward. Reviewed on: 20th April 2026

Great company, very transparent, always fab customer...

5
Great company, very transparent, always fab customer service. Reviewed on: 20th April 2026

Easy to deal with with friendly staff quick and

5
Easy to deal with with friendly staff quick and Reviewed on: 20th April 2026

Easy and no hassle service

5
A very quick and easy process, no hassle at all. Application only took 10 minutes, and money was funded almost immediately after acceptance. Great service. Reviewed on: 20th April 2026

Always helpful.

5
Always helpful. Brilliant service. Reviewed on: 20th April 2026

Everything when great.

5
Everything when great. Really helpful and made everything really easy. Reviewed on: 20th April 2026

Excellent experience.

5
Excellent experience. No hassle. Stress free. Good repayment plan Reviewed on: 20th April 2026

Very easy to apply for a loan and you get a decision...

5
Very easy to apply for a loan and you get a decision within minutes. Very happy with the service Reviewed on: 20th April 2026

So easy to apply for and use always send friendly re...

5
So easy to apply for and use always send friendly reminders about when payment due don’t hassle myself Reviewed on: 20th April 2026

Straightforward experience

5
It was simple to apply and had the money straughtaway Reviewed on: 20th April 2026

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