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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (1812 reviews)

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4.90

Based on 1,812 reviews, last reviewed 9th Oct 2025

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Dreadful to deal with. Awful if you miss/delay payment you will be hounded with texts, emails & phone calls if you answer the phone all you get is a recorded message telling... Read more Reviewed on: 1st August 2025

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1812)

Very quick and easy to get a loan.

Very quick and easy to get a loan. Reviewed on: 22nd April 2025

I received an email to say I had a loan available,...

I received an email to say I had a loan available, the loan was paid into my bank within minutes, great service and affordable repayment plan. Reviewed on: 22nd April 2025

High interest rates

High interest rates High interest rates, but perfect for a quick fix to short term issues Reviewed on: 22nd April 2025

very helpful when needed in an emergency

very helpful when needed in an emergency Reviewed on: 22nd April 2025

Nothing but praise for this company.

Nothing but praise for this company. Always treated well; like a real person. Kept up to date with payment reminders, and the app/website is very easy to use. Can't fault them. Reviewed on: 22nd April 2025

Very easy and non complicated with good rates

Very easy and non complicated with good rates Reviewed on: 22nd April 2025

Great Company

Wonderful company and very professional. I would highly recommend 118 to anyone looking for a loan. Reviewed on: 22nd April 2025

Have credit card and loan

Have credit card and loan use it easy way Reviewed on: 22nd April 2025

Very efficient , no hassle and very helpful.

Very efficient , no hassle and very helpful. Reviewed on: 22nd April 2025

Would be lost without this company.

Would be lost without this company. They were able to help me so very last minute and once the loan was approved, the money was in my account within less than 10 minutes. Would 100% recommend this company to anyone and everyone!!! Reviewed on: 22nd April 2025

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