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118 118 Money: Personal loan reviews

4.76
Based on 4,611 reviews, last reviewed 26th Jun 2026
1230% increase in 5 star reviews
in the past 90 days
350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4611)

It was very quick, and the staff were very kind .

5
It was very quick, and the staff were very kind . Reviewed on: 20th April 2026

Great experience and services, easy and quick.

5
Great experience and services, easy and quick. Reviewed on: 20th April 2026

Easy friendly straightforward.

5
Easy friendly straightforward. Very competent advisors Reviewed on: 20th April 2026

Very good customer service, the process is easy...

5
Very good customer service, the process is easy and straight forward. No stress . Very lovely people Reviewed on: 20th April 2026

Excellent app and company

5
Very easy to communicate about any queries and the app makes it easier to manage my account Reviewed on: 20th April 2026

It’s ok verry nice service i using 2 years this serv...

5
It’s ok verry nice service i using 2 years this service Reviewed on: 20th April 2026

Easy to use and manage

5
118118 personal loan came at a great time of need. Using thr app has been really easy, especially when making earlier payments. Account management from thr website is also a breeze. Would recommend if in a bind. Reviewed on: 20th April 2026

excellent service

5
User friendly with people in mind and excellent service Reviewed on: 20th April 2026

Tried everywhere to get a loan, this was the only on...

5
Tried everywhere to get a loan, this was the only one I got accepted, and with the app it makes it’s so easy for me to keep track on my loan Reviewed on: 20th April 2026

Had a few personal problems but they are more than h...

5
Had a few personal problems but they are more than happy to help out Reviewed on: 20th April 2026

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