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118 118 Money: Personal loan reviews

4.76
Based on 4,611 reviews, last reviewed 26th Jun 2026
1230% increase in 5 star reviews
in the past 90 days
350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4611)

When good so far, not bad to make any calls.

5
When good so far, not bad to make any calls. Emails when with notifications Reviewed on: 20th April 2026

Good experience overall good app easy to use

5
Good experience overall good app easy to use Reviewed on: 20th April 2026

Tidy company they have delivered every time I've bee...

4
Tidy company they have delivered every time I've been to them Reviewed on: 20th April 2026

Quick and easy loan process. Communication is great.

5
I was looking for a quick decision on a loan because I wanted to get some dental work done overseas. I found out within minutes that had been successful and the money was in my account almost immediately. The communication has been excellent including a little reminder before the monthly repayment is due to come out of my account. Highly recommend 118 118 Money. Reviewed on: 20th April 2026

Easy application to apply very helpful and very trus...

5
Easy application to apply very helpful and very trustworthy Reviewed on: 20th April 2026

Hassle free

5
Stress free, communicating with customer regarding their loan or credit card & always providing useful information Reviewed on: 20th April 2026

I will get more

5
I am happy to get loan I am happy to tell others Reviewed on: 20th April 2026

Fantastic company

5
Fast payout easy to navigate the web site Reviewed on: 20th April 2026

Best loan

5
So happy when i need money..high recommended!! Reviewed on: 20th April 2026

Been using it for years great rates

5
Been using it for years great rates Reviewed on: 20th April 2026

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