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1st Central: Car insurance reviews

Name: Car insurance
Rating: 1.67 (901 reviews)

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1.50

Based on 901 reviews, last reviewed 3rd Jun 2025

400% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

12%

79%

Latest highest rating:

5

Found you online,needed a cheap quote,you certainly... Found you online,needed a cheap quote,you certainly provided it.Thank you Reviewed on: 3rd June 2025

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Latest lowest rating:

1

Totally Fed up I had insurance with Ist Central on my new car. They took £538 out of my bank account after I had informed them I wouldn’t be renewing with them. My... Read more Reviewed on: 3rd June 2025

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About this product

With 1st Central, you can insure a single car or opt for a multicar policy. There’s also a telematics policy.

As standard, you get up to 90 days free cover when driving in Europe. There are five policies to choose from giving different levels of cover: ValueOnline, Online, LegalOnline, PlusOnline and PremierOnline.

1st Central car insurance reviews help you find out what it’s really like to be a customer. If you’ve used 1st Central before, you can also leave a review and share your experience.

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1st Central Car insurance reviews (901)

Stay away !!

Stay away from this company, through out the whole year they’ve been wanting to find reasons to terminate the policy. Only after 5 months they decided to ask for proof of address, after time forcing me to provide a utility bill which i do not have as I only rent a room. So be careful if you do not have a utility bill they will attempt to cancel your policy. Reviewed on: 8th August 2019

Great Service

I got written off by an uninsured driver, they handled the claim through to the end and i received payment Reviewed on: 7th August 2019

Friendly, reliable service.

I would like to say how impressed I have been with the service from 1st Central. Very friendly and reliable. Will reccommend to family and friends. Reviewed on: 6th August 2019

Cheapest around!

I have been with 1st Central for a year and my car insurance was due for renewal. I normally use a comparison website to make sure I get the best deal. I had to make some minor changes and got a quote online with the best being 1st Central. Seeing as I was already with them I thought I'd just amend the details for a renewal and was then quoted a higher amount. When questioned about the difference in quote from them directly to the comparison site, I was told that was the best they could do. Strange! So I cancelled the renewal which is so easy to do online via chat and I took out new policy via the comparison site to get it cheaper. Although odd about the inability to match their own price, the process didn't take long and it was easy! Reviewed on: 31st July 2019

Good so far

No issues, good price. Not had to claim yet Reviewed on: 25th July 2019

Simple and Easy

I have been with 1st Central for just short of 2 years, Customer Service is great, no issues with getting hold of an advisor to talk to regarding any query I have. The online portal is simple and easy to use, showing me everything i need to know regarding my insurance. Reviewed on: 11th July 2019

Helpful, informative and a good deal

When choosing car insurance 1st Central originally stood out for the cheap deal offered. Once this was purchased I had accidentally entered a detail incorrectly - 1st Central were easy to communicate with and fixed my error straight away without any problems. Reviewed on: 9th July 2019

great!

always easy to deal with! great communication and prices Reviewed on: 7th July 2019

Good

Have generally had a good experience however £30 admin fee for changing policy is annoying Reviewed on: 6th July 2019

Great customer service!

Easy to navigate website, friendly staff & competitive prices Reviewed on: 6th July 2019

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