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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.95 (368 reviews)

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4.95

Based on 368 reviews, last reviewed 12th Oct 2025

91% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Been with the credit union nearly 20 years best for... Been with the credit union nearly 20 years best for saving money Reviewed on: 12th October 2025

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (368)

Very accommodating and understanding, clear communic...

Very accommodating and understanding, clear communication and great rates Reviewed on: 16th June 2025

Hoenstly amazing support from strat to finish :) eve...

Hoenstly amazing support from strat to finish :) everybody is super friendly and helpful Reviewed on: 16th June 2025

Five star service everytime

Always very helpful and kind to individual situations. Fast processing times and low interest. Great company Reviewed on: 16th June 2025

Your Go-To for Fair and Supportive Loans

Their application process is straightforward and transparent, with staff genuinely helpful and clear. What truly sets them apart is their community-focused, responsible lending. They offer competitive interest rates, making repayments manageable and affordable compared to high-street lenders. It's refreshing to know repayments support other members, reflecting their commitment to member well-being over profit. For an ethical, fair, and supportive loan provider, South Manchester Credit Union is an outstanding choice. Highly recommended! Reviewed on: 15th June 2025

Always helpful , quick loan process

Always helpful , quick loan process Reviewed on: 13th June 2025

It’s amazing I would use it again.

It’s amazing I would use it again. It helped me so much throughout the month when I had no money it’s just really amazing Reviewed on: 12th June 2025

Always helpful staff and a quick service

Always helpful staff and a quick service Reviewed on: 12th June 2025

Everytime I need a little financial help I can alway...

Everytime I need a little financial help I can always turn to the Smcu. The staff are always friendly always helpful between savings and loans at affordable repayments and low rates I am always able to get help. I really rate their service and the staff as top of everything. Reviewed on: 11th June 2025

Great way of saving and also planning Christmas and...

Great way of saving and also planning Christmas and summer with the kids knowing I have the funds available and affordable Reviewed on: 10th June 2025

Very friendly and extremely helpful, they always go...

Very friendly and extremely helpful, they always go that extra mile and also offer brilliant advice Reviewed on: 9th June 2025

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