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AA: Car insurance reviews

Name: Car insurance
Rating: 2.69 (157 reviews)

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2.40

Based on 157 reviews, last reviewed 16th Jul 2025

No new 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

31%

10%

50%

Latest highest rating:

5

Great value Easy to take out insurance policy, with a great price Reviewed on: 4th September 2024

Latest lowest rating:

1

Reference number: AAS485674, I am not satisfied wit... Reference number: AAS485674, I am not satisfied with this outcome of my accident. Minimal botched repairs were carried out to my vehicle after the ac... Read more Reviewed on: 16th July 2025

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About this product

With AA car insurance, you can choose from three levels of cover depending on your needs. Each level has different features and benefits.

If you buy an AA car insurance policy, you’ll keep your no claim discount and pay no excess if an uninsured driver hits your car and it's not your fault. You can also get discounted breakdown cover.

AA car insurance reviews help you find out what it’s really like to be a customer. If you’ve used AA before, you can also leave a review and share your experience.

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AA Car insurance reviews (157)

wish I had never joined them

After being told on the phone without seeing my car that it was a write off they then came and took it away only to be informed that it was not a write off. Told they would be bringing it back as it was drivable after a week no car!! Phoned every day told it would be back soon still no car. When it does come back I am told I will have to drive it to a garage 7 miles away while they assess what needs to be done then bring it home then drive it back to be mended. I was under the illusion that the aa would make things easy but that has been shattered!!! Reviewed on: 2nd August 2023

Terrible

AA Home Insurance is just awful - we had been with them for many years, never made a claim. We had a water leak at our home, water gushing out of a pipe, we called a plumber right away in order to stop more damage being caused. Cost of repair was £426.00- we sent the claim dept footage of the leak and screenshots showing the invoice and a bank statement showing the payment was made as they had requested. Claim was turned down as 'you did not follow your policy rules by calling us first and using our own tradesman' What?? We thought we were helping the AA by not letting the water cause more damage than necessary and saving them money. Avoid the AA - they just want your money and they use any excuse to weasel out of paying - awful Company Reviewed on: 31st July 2023

Unfortunately I can't give a minus review

After making an honest mistake regarding the dates on my penalty points, I had 3 expired and a new 3 added so I still had 3 so just let it roll. AA then cancelled my insurance, they wouldn't listen to me in anyway. I now have to declare that I’ve had insurance cancelled and my policy's now cost double. Disgusted with AA and will NEVER be a customer of theirs ever again. Reviewed on: 19th July 2023

Shockingly bad customer service ,would give zero stars if possible

Having been an AA customer for a number of years it is surprising to have had such a bad experience over the past 5 days. I changed my car so phoned to update my insurance. Having waited for 30 minutes my call was cut off. Waited another 30 minutes to get through. Was given 2 options one was to change existing policy and the other to take a new policy. The new policy gave no overlap cover so this wasn’t an option in case I was delayed picking my new car up. Not to worry, I was told I could proceed with an amendment to my current policy and then phone to get a new quote once I had the car if I wanted to as the amendment was nearly double the price of a new policy. If I did this there would be a £30 admin fee. That’s okay I thought as at least I knew I was covered. So following this advice I phoned this morning. Learning from my mistake I phoned at 8am- through immediately. However after a drawn out call involving a long period on hold I was told they couldn’t give me an amended quote. My only option was to cancel- with a few of £130+ or continue with the insurance which was nearly double the quote given last week. I feel completely ‘done over’ by The AA. At no point was I told I would in essence be stuck with a high cost insurance and at no stage told I would have to pay £130 to cancel my insurance. Having been a loyal customer for years of both insurance and roadside assistance I now know loyalty means absolutely nothing. If you want to be ripped off do go with The AA Car insurance as they do this rather well! Reviewed on: 10th July 2023

The Worst! Shop around!!

This was the worst experience I've ever had with a company! I chose them because they're old school and thought what could go wrong! Well everything went wrong, they put in my file that I had an accident claim, pushing up my rates, then when I called, had a customer service adviser, or the phone down on me! Then when I call back and check, they tell me, yes it's our fault we apologise, then hit me with a quote double the price of last year, and remove my no claims bonus?!? They have said its fixed now, but it's not!! I'm going to have call them again! Which takes a minimum of 2 hours, whilst I'm passed around from pillar to post! Just the absolute worst service, don't think what I thought, that them being older, they carry a higher standard, because they don't, shop around!! Reviewed on: 2nd June 2023

Car insurance

Customer service very helpful and keep you informed Reviewed on: 1st June 2023

The c. U. N. Ts of the road

Never repaired my car got me a solicitor botts the mong. Ol a d spas tic wan ker of asso called solicitor set up the white house hotel worcester rips off all set me up with a pysio regarded hope trys and never born or never sees light that would de a pay. Back and make me smile it would give Me fath that there is a god and he punished you remember keep clear from these animals and if you need proof of enythink all emails phon Gary 07778 954405 all c. Nts involved steer automotive Stratford on Avon retar Ed botts solicitor the white house hotel worcester keep klear a place to avoid you will be robbed if you attended the doctor here and he has gone home don't worry I have a full on photo shaking his hand and a full one in the front reception calling my name please use me I have statements from the health and safety team who were having a meeting there on my day and I had photos with them and I have permission to use them Reviewed on: 19th May 2023

Poor Attitude to Service

I transfered my car insurance to the AA this year thinking a good recognisable brand. Paid my annual premium upfront. To receive an email a week into my policy I need to pay 10% more as 4 years ago someone drove into me (not my fault in any way) but as a result the insurance company underwriters deem me to be a higher risk as someone drove into me. One how is this legal and clearly discrimination against a victim of an accident. I complained and got told the complaint will be a closed complaint (so they are not interested) and I will get a letter in 7 days to tell me tough luck. Appalling. I will never use them again and will discourage anyone else to do so. Reviewed on: 18th May 2023

Policy not worth the paper it's written on!

Took out home insurance with the AA and paid extra for a Home Emergency Cover policy, which states words to the effect of "will identify and send a trader to undertake repair". Had a leak under our sink last week, duly called the AA and they duly sent a trader (A Lings), who simply said your valve is leaking so I've switched off your hot tap. Oh don't you have a spare valve, I enquired; no I'll order one said the so called plumber and we'll get back to you. We subsequently turned on the cold tap, only for water to gush all over our floor. I rang A Lings and explained what had happened only to be told I'd have to put in a new claim if I wanted them to return to isolate the leak. I said but aren't you due back to fit a new valve? No, that's not our responsibility, we came to isolate the leak only. I rang the AA back and the officer said, no they should have fixed that, not just isolated it, I'll give them a call and will call you back. Well, the only call back received was from A Lings, who reiterated, our job was to isolate only. I rang the AA back; different operator this time who said, well if that's what they are saying then you must only have cover for isolation. So the AA who sold me the policy cannot even be bothered to read the policy to see what cover a client actually has.... What a joke. So, having paid the AA for emergency cover, which states we will fund up to £500 per emergency, we called a plumber independently who said that the cold water was simply travelling through the hot water leaking valve; so the A Lings plumber either didn't care, was trying to get an additional claim to isolate properly or is totally incompetent. All this aside from the fact that our policy states "we will repair".... Wrote to the AA CEO - not even an acknowledgement, let alone a response so this outfit just wants to take people’s money but has no intention of fulfilling their obligations as stated on the policy. I've cancelled auto renewal of breakdown cover too so when that and the household policies expire, the AA has lost our custom. Reviewed on: 1st May 2023

Appalling customer service

If you want to have to chase your claim…hold on phones that ring out indefinitely and generally get the run around then this is the insurance for you. It has proved very difficult to process the simple claim of a key replacement - even though the work was carried out by an AA engineer. No responses from emails and phone helplines. Reviewed on: 23rd March 2023

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