Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5176 reviews)

View other Atom Bank products

4.91

Based on 5,176 reviews, last reviewed 9th Mar 2026

53200% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A professional and reliable service provided to me. A professional and reliable service provided to me. I was also provided very good information with regards to my chosen financial package. Reviewed on: 9th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5176)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

No frills experience with Atom Bank.

No frills experience with Atom Bank. Service and savings products have been quite good, interest rates are either better or comparable to market rates. Reviewed on: 18th April 2025

Have used them for a couple of years very efficient...

Have used them for a couple of years very efficient and offer good rats ,their app is very easy to navigate Reviewed on: 18th April 2025

The app is brilliant!

The app is brilliant!! So easy to use and transactions go through so quickly. Great rates on the fixed deposits. Would definitely recommend ATOM to anyone Reviewed on: 18th April 2025

Very straightforward, no hidden snags and a competit...

Very straightforward, no hidden snags and a competitive interest rate. Can’t fault it Reviewed on: 18th April 2025

Excellent Customer Service

Easy to speak to an advisor. Products are good and well explained. Reviewed on: 18th April 2025

My Atom experience

Atom offers a very easy to use App, excellent rates of interest and as such a positive experience. Reviewed on: 18th April 2025

Easy to open online savings account.

Easy to open online savings account with a decent yield rate. Very straightforward in terms and conditions Reviewed on: 18th April 2025

Good and straightforward savings

A relative recommended Atom to me; it is so straightforward and I’m kept up to date with everything I need to know. Terms and conditions are very well presented and I can look at my account on their app. All so well laid out and clear. Reviewed on: 18th April 2025

Great banking service

Atom is reliable, trustworthy, excellent service, great products and rates. Have used these over a few years now and love them. Reviewed on: 18th April 2025

Happy with service & investment prigress

Straight forward & on-line service rarely fails, interest rates usually competitive Reviewed on: 18th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from London Capital Credit Union 4.78 from 822 reviews
Savings
from Hinckley & Rugby Building Society 4.85 from 1625 reviews
Savings
from Britannia 4.50 from 2 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub