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Atom Bank: Savings reviews

4.91
Based on 5,178 reviews, last reviewed 10th Mar 2026
53400% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026
Den H's avatar
Den H

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Absolutely amazing

5
I have been with atom bank for a few years now and would recommend to anyone. It is so easy to transfer and withdraw money at any time. I have told many people about this bank and have only got good things to say. Reviewed on: 18th April 2025

Best Bank

5
Easy app. Great rates. Stress free banking. Reviewed on: 18th April 2025

Love my Atom account! Simple and no fuss

5
Love my Atom account! It was recommend by a friend. Initially got high interest and awarded monthly. No fuss account..all online App/Ipad. Customer service excellent and efficient Reviewed on: 18th April 2025

Easy to use.

5
Easy to use. Easy to contact. Easy to do transactions. Reviewed on: 18th April 2025

Great company.

5
Great company. Easy to use website. Reviewed on: 18th April 2025

Fantastic app and Saving Rates

5
Fantastic app which responds well in real time. Rates are market leading, what more could you want. Reviewed on: 18th April 2025

Easy to open an account , best rates possible that s...

5
Easy to open an account , best rates possible that suit my wife and I perfectly! I’ve recommended your banking services to several friends some of which have opened an account . Reviewed on: 18th April 2025

Excellent

5
Simple to set up account, a small query dealt with by help team who answered the phone immediately and were friendly and helpful. They are, and always have been excellent Reviewed on: 18th April 2025

Interest

5
Interest accurate. Paid timeously. Reviewed on: 18th April 2025

Easy banking with Atom , tried them and so should you

5
Atom bank was recommended to me and after viewing their options of investments and returns decided to try them out. Well what a pleasure, no hassle, no fuss, just good old fashioned banking done on line. And I am still with them as renewing my investments is just as easy.. Try them for yourself you won't be disappointed.. Reviewed on: 18th April 2025

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