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Atom Bank: Savings reviews

4.91
Based on 5,178 reviews, last reviewed 10th Mar 2026
53400% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026
Den H's avatar
Den H

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Nothing bad to say.

5
Nothing bad to say. Competitive rates, easy to use app and reliable service that hasn't let me down Reviewed on: 17th April 2025

Very pleased with Atom Instant Saver, Fixed Rate Sav...

5
Very pleased with Atom Instant Saver, Fixed Rate Saver and the new Reward Saver. Reviewed on: 17th April 2025

Easy & Convenient on the App

5
Very easy to use and navigate on the app. Always sends information and tips on your current bank and how you could improve it, especially on a fixed saver. Reviewed on: 17th April 2025

. Extremely easy to set up and manage.

5
Wanted a platform for saving. With a good interest rate. Reviewed on: 17th April 2025

Easy app banking and a great choice of savings accou...

5
Easy app banking and a great choice of savings accounts! Reviewed on: 17th April 2025

Always Top Of Market

5
Efficient and easy to use app with great rates and plenty of choice for length of investment. Reviewed on: 17th April 2025

So far so good...

4
Only with Atom for a week but impressed by the simple no nonsense app. So far so good. Keep up the good work guys. Reviewed on: 17th April 2025

User friendly and clear.

5
User friendly and clear. The app was easy to download and open the accounts. The app is very informative and keeps you updated on what is coming next. Reviewed on: 17th April 2025

Great experience so far

5
Quick and easy to sign up, the app is very easy to use, also provides a great savings rate! Reviewed on: 17th April 2025

Great rates

5
Atom Bank has kept me up to date along the way Reviewed on: 17th April 2025

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