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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Excellent Service.

Excellent Service. I would definitely recommend Atom. Reviewed on: 17th April 2025

I am happy with your service but extremely disappoin...

I am happy with your service but extremely disappointed that you will not open an account for my wife of 49 years. We have tried numerous times but have not been successful despite speaking with your advisors. Reviewed on: 17th April 2025

I have found dealing with your online account great.

I have found dealing with your online account great. The only disappointment for me is you don't do a cash isa. I think this would be a great addition. Reviewed on: 17th April 2025

Had my money with you now and years to follow.

Had my money with you now and years to follow. Reviewed on: 17th April 2025

Great app & competitive rates

App works brilliantly and saving rates are very competitive Reviewed on: 17th April 2025

Simple app, quick payments, all very straightforward

Simple app, quick payments, all very straightforward Reviewed on: 17th April 2025

Impressive app and rates

One of the easiest apps to use and the best interest rates. Reviewed on: 17th April 2025

Easy to use well done

Easy to use and start up thanks to Martin Lewis Reviewed on: 17th April 2025

Excellent

Easy, straightforward online experience Reviewed on: 17th April 2025

I joined Atom earlier this year, really glad I did!

I joined Atom earlier this year and I’m really glad that I did. My rate on my previous savings account with another bank was going down drastically, and Atom had much better rates and offers available. Setting up a savings account with Atom was so simple and the process of transferring money every month in is just easy. Would recommend! Reviewed on: 17th April 2025

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