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Atom Bank: Savings reviews

4.91
Based on 5,178 reviews, last reviewed 10th Mar 2026
53400% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026
Den H's avatar
Den H

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Simple, easy to navigate app.

5
Simple, easy to navigate app. Great product with good interest rates. I see my investment growing. Reviewed on: 17th April 2025

My account is on line and I love the easy access to...

5
My account is on line and I love the easy access to my account. Also the way I’m notified whenever I make a payment into the account. Reviewed on: 17th April 2025

Account is easy and Secure

5
Account is easy to set up. Its secure only accessable through my current account. The interest rate is a decent value. Reviewed on: 17th April 2025

A great investment will a positive percentage rate

5
A great investment will a positive percentage rate Reviewed on: 17th April 2025

Excellent app and great customer service when needed.

5
Excellent app and great customer service when needed. Interest rates are always great and hard to beat usually. Money transfers are ALWAYS immediate with no hassle! Reviewed on: 17th April 2025

I love Atom.

5
I love Atom. Their app is very clean so it’s easy to find what you need and simple to use you can clearly see your balance and moving money takes less than 5 minutes and they have fantastic rates. Reviewed on: 17th April 2025

Seamless professional service.

5
Seamless professional service. Very easy to navigate Excellent rates and very competitive with other companies. Highly recommended. Reviewed on: 17th April 2025

Banking made easy

5
Easy to use the app and quick to transfer funds and. access my account Reviewed on: 17th April 2025

Really good app to manage the account

5
Really good app to manage the account. Very good interst rates paid and a bonus each month for not making withdrawals in that month. Reviewed on: 17th April 2025

Easy to use for an online banking novice.

5
Easy to use for an online banking novice. Reviewed on: 17th April 2025

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