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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Great interest rate

Easy to open an account. No fuss log in on my phone using fingerprint. Good interest rate. Overall very happy. Reviewed on: 17th April 2025

Smart app easy to read.

Smart app easy to read. The figures are very convenient to read. Reviewed on: 17th April 2025

Atom Bank feels very secure.

Atom Bank feels very secure. It’s easy to access and they keep you up to date with any changes to T & C. I have a five year bond and as such haven’t needed to use their customer service. Everything has gone very smoothly since I opened the account with my monthly interest being paid regularly with no problems. Reviewed on: 17th April 2025

Great app and rates and app so easy to use...

Great app and rates and app so easy to use Reviewed on: 17th April 2025

Good savings rates.

Good savings rates. The savings App is customer friendly, easy to use. Reviewed on: 17th April 2025

The way ALL banks should be!

So easy to deal with, even for a non techie like myself. They are very efficient and all transactions are completed and confirmed in a timely fashion. Reviewed on: 17th April 2025

Simple savings

Streamlined easy to use app, straightforward saving with one of the highest rates available. Reviewed on: 17th April 2025

App is easy to use.

App is easy to use and accounts are easy to open. Interest rates on savings accounts are always competitive. Reviewed on: 17th April 2025

Recommend by a friend simple to set up and use...

Recommend by a friend simple to set up and use Reviewed on: 17th April 2025

Online, no fuss straightforward easy product descrip...

Online, no fuss straightforward easy product description Reviewed on: 17th April 2025

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