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Atom Bank: Savings reviews

4.92
Based on 4,812 reviews, last reviewed 20th Feb 2026
10250% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent App & Competitive Rates Their app is really easy to use and their rates paid very competitive. Reviewed on: 20th February 2026
Teyo G's avatar
Teyo G

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4812)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Atom savings account

5
I have a savings account with atom and cannot fault it. It is easy to use, they pay the interest monthly and you can withdraw money so simply. I have not had any issues and customer service is so friendly and helpful Reviewed on: 11th February 2026

Top Class

5
Invested earlier last year. Very impressed with the system, return on investment, clarity of documentation and ease of use. Have regularly topped up the investment. They are delivering everything that a High Street Bank does not. Reviewed on: 11th February 2026

Friendly simple the best user

5
I find there’s clarity and everything. Easy to navigate around products great customer service.. Reviewed on: 11th February 2026

Very easy to navigate,especially if you are not very...

5
Very easy to navigate,especially if you are not very tech savvy. Reviewed on: 11th February 2026

Happy lady

5
Been with Atom bank many years, always extremely happy when you have any queries, and rates are always excellent Reviewed on: 11th February 2026

Account Management

5
I have been with Atom Bank for several years and have always been happy with the ease of opening and managing my accounts online. Reviewed on: 11th February 2026

Very helpful

5
Contacted by phone only one in the years I have been with them. Quick to pick up, and were very patient and helpful ++. Reviewed on: 11th February 2026

Easy app to use

5
Easy app to use and good savings interest rates Reviewed on: 11th February 2026

Good way of saving money, easy to use and trusted...

4
Good way of saving money, easy to use and trusted Reviewed on: 11th February 2026

Fantastic customer service.

5
Fantastic customer service. Would recommend Atom to everyone Reviewed on: 11th February 2026

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