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Atom Bank: Savings reviews

4.92
Based on 4,807 reviews, last reviewed 18th Feb 2026
10000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Trust them with my savings I have saved with Atom bank for a number of years mainly because the rates they offer are very competitive ,also they are always there to answer any q... Read more Reviewed on: 18th February 2026
ALAN K's avatar
ALAN K

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4807)

Review of the Atom Bank, Savings:

online/ phone Easy to use service

5
I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

Account Management

5
I have been with Atom Bank for several years and have always been happy with the ease of opening and managing my accounts online. Reviewed on: 11th February 2026

Very helpful

5
Contacted by phone only one in the years I have been with them. Quick to pick up, and were very patient and helpful ++. Reviewed on: 11th February 2026

Easy app to use

5
Easy app to use and good savings interest rates Reviewed on: 11th February 2026

Good way of saving money, easy to use and trusted...

4
Good way of saving money, easy to use and trusted Reviewed on: 11th February 2026

Fantastic customer service.

5
Fantastic customer service. Would recommend Atom to everyone Reviewed on: 11th February 2026

Probably the best that’s out there

5
They’ve always been very efficient and when I complained about a mistake that it happened they paid compensation. Reviewed on: 11th February 2026

Great app based bank

5
Very simple to move one savings product to another upon maturity. Easy process on the app. Reviewed on: 11th February 2026

Atom must be the most approachable bank in England.

5
Atom must be the most approachable bank in England. The service you receive is great and customer support if ever needed is jus a phone call away.Fantastic. Reviewed on: 10th February 2026

No Problem!

5
I have never (ever) had a problem with Atom. I could not say the same about any other bank, and there have been a few! Reviewed on: 10th February 2026

Great products and easy to use App

5
Great app with easy navigation and great products too. Reviewed on: 10th February 2026

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