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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Top marks to Atom Bank

Excellent app makes saving a doddle and good competitive rates too Reviewed on: 17th April 2025

Great service and tools easy to use.

Straight forward and easy to complete transactions. Great communications. App is simple to follow. Reviewed on: 17th April 2025

Been with Atom for a couple of years - excellent sav...

Been with Atom for a couple of years - excellent savings accounts and service Reviewed on: 17th April 2025

Great service.

Great app, easy to use and does what it says Reviewed on: 17th April 2025

Never had an issue always on hand if needed

Never had an issue always on hand if needed Reviewed on: 17th April 2025

The app is first class and when I have needed to tal...

The app is first class and when I have needed to talk to someone, they were there! Reviewed on: 17th April 2025

Beautiful app; quick, easy, secure, and seamless to use

I was shocked at how quick, easy, safe, and seamless setting up an account with Atom was. After doing the due diligence and verifying safety, a quick call verified another query. The app is superb: instant visibility of balance in a simple clean page using FaceID, so no jumping through hoops to check balance. Interest paid was automatically deposited after 1 year into my designated account. Reviewed on: 17th April 2025

Banking made simple

Easy to follow instructions, very straightforward Reviewed on: 17th April 2025

Easy to use app

I have found atom very easy to use the customer service was quick to respond when contacted them and gave me the information I needed. Reviewed on: 17th April 2025

Super easy to app.

Super easy to app. Competitive interest rates Reviewed on: 17th April 2025

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