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Atom Bank: Savings reviews

4.91
Based on 5,184 reviews, last reviewed 12th Mar 2026
53800% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026
merciowusu@yahoo.com's avatar
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Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Very good online Logging in system. System

4
Very good online service and a straightforward log in system and easy to follow instructions when setting up a savings application. I had been with atom before and have now reinvested in a savings bond. Reviewed on: 17th April 2025

Atom are easy to deal with and give great deals.

5
Atom are easy to deal with and give great deals.. Reviewed on: 17th April 2025

So easy to open accounts with good security.

5
So easy to open accounts with good security. i opened a fixed saver first then an instant saver as the interest rates were really good and paying in was so easy to do. I was a little sceptical at first but the reviews were really positive. All in all a great bank to be with! Reviewed on: 17th April 2025

Good rates with excellent service

5
Opened account on line. Website easy to navigate with good interest rates. Would definitely recommend. Reviewed on: 17th April 2025

On line savings made easy.

5
On line savings made easy. Secure access and competitive rates with multiple option plans. Reviewed on: 17th April 2025

An easy to use App with everything at your finger tips.

5
An easy to use App with everything at your finger tips. I haven't had the need to use the customer services, so can't score them. Top rate interest rates. Early days but so far so good. Reviewed on: 17th April 2025

Good interest and easy to use app especially easy to...

5
Good interest and easy to use app especially easy to add and return money which is almost instant Reviewed on: 17th April 2025

Atom does it better

5
Straight forward and keep you up to date unlike other online banks, excellent App Reviewed on: 17th April 2025

Top interest rate and easy to set up account online

5
Top interest rate and easy to set up account online Reviewed on: 17th April 2025

Friendly app

5
Simple app to use , as opposed to some sites Reviewed on: 17th April 2025