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Atom Bank: Savings reviews

4.91
Based on 5,178 reviews, last reviewed 10th Mar 2026
53400% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026
Den H's avatar
Den H

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Easy to set up account, easy to use App and good val...

5
Easy to set up account, easy to use App and good value saving accounts Reviewed on: 17th April 2025

Fixed saver help

5
Really helpful customer service when we needed help with a fixed saver. Reviewed on: 17th April 2025

Good on line service

5
Good on line service, straight forward & clear Reviewed on: 17th April 2025

Excellent bank

5
Opened an investment account a few years ago without any problems whatsoever. Excellent online customer service. Great bank. Easy to use app too. Reviewed on: 17th April 2025

Brilliant rates and easy account management

5
Brilliant rates and easy account management Reviewed on: 17th April 2025

Good customer service.

4
Good customer service. Reasonable interest rate but could be better Reviewed on: 17th April 2025

Security & Trust

5
In an ever unpredictable world with scams awaiting you at every opportunity the trust and security offered by Atom is second to none. Reviewed on: 17th April 2025

Excellent service - very happy.

5
Excellent service - very happy. The app works perfectly and is easy to navigate and use. Reviewed on: 17th April 2025

Very good interest rate and keep me informed of any...

5
Very good interest rate and keep me informed of any changes.Very easy to open account with app. Reviewed on: 17th April 2025

Fantastic Atom

5
So easy to navigate site and great products Reviewed on: 17th April 2025

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