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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Great rates and really easy to setup and use.

Really easy to setup and use, and has the best rates I have found outside of a cash ISA. Reviewed on: 17th April 2025

Great app based savings

Great savings, fixed rates and easy to use app. What's more to like? Reviewed on: 17th April 2025

Review of Saving

What I like about Atom is you can see your savings grow each month. If there is any change in interest rate they will let you know . Reviewed on: 17th April 2025

The App is easy to use and great Customer Service.

The App is easy to use. Customer services are very helpful. We took out our mortgage with Atom Bank and everything went very well. Everything is always straight forward. Reviewed on: 17th April 2025

Easy to set up, user friendly app!

Easy to set up, user friendly app! Thank you Reviewed on: 17th April 2025

Easy to use app and good rates.

Easy to use app and good rates. It was easy to open the accounts and they give plenty warning when rates are about to change. Reviewed on: 17th April 2025

Excellent customer service.

Excellent customer service. App is extremely easy to use Reviewed on: 17th April 2025

Interest rate not as good as originally

Interest rate not as good as originally Reviewed on: 17th April 2025

Very easy to deal with

Very easy to deal with and let you know when there is a better account than the one you have . Always keep you informed when rates change and accounts due to mature. Reviewed on: 17th April 2025

So easy to use always good rates on offer

So easy to use always good rates on offer Reviewed on: 17th April 2025

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