Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,184 reviews, last reviewed 12th Mar 2026
53800% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026
merciowusu@yahoo.com's avatar
[email protected]

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Got interest on time no problem what more do you...

5
Got interest on time no problem what more do you need Reviewed on: 17th April 2025

Great savings rates

5
Great savings rates plus very easy for us oldies to fathom out Reviewed on: 17th April 2025

Very easy to use and with good interest rates

5
Very easy to use and with good interest rates Reviewed on: 17th April 2025

Great to get started in APP

5
Opened account fast and easy. Get updates regularly. Easily withdraw money if needed Reviewed on: 17th April 2025

The easiest app to navigate

5
The App is the easiest app to navigate. Far better than I have experienced with other Apps. Customer Service is second to none. Reviewed on: 17th April 2025

Customer service excellence!

5
Regarding customer service, I had a concern when I first opened my account and ended up ringing them, there support was absolutely superb, the advisor even showed me step by step how to resolve my issue online, fantastic response, really put my mind at rest, Atom really is hassle free banking! Reviewed on: 17th April 2025

Intuitive easy to use app with excellent interest

5
Great intuitive app, excellent interest rates for savings. The instant saver reward account has really helped my savings to grow whilst also giving easy access via my linked bank account if ever I need to make a withdrawal Reviewed on: 17th April 2025

Supportive customer service and excellent range of p...

5
Supportive customer service and excellent range of products Reviewed on: 17th April 2025

App is very easy to navigate.

5
App is very easy to navigate. Can always get through on the phone. Reviewed on: 17th April 2025

Atom bank user friendly

5
Very easy to set up and format on app very clear on all the info I can access Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products