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Atom Bank: Savings reviews

4.92
Based on 4,812 reviews, last reviewed 20th Feb 2026
10250% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent App & Competitive Rates Their app is really easy to use and their rates paid very competitive. Reviewed on: 20th February 2026
Teyo G's avatar
Teyo G

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4812)

Review of the Atom Bank, Savings:

online/ phone Easy to use service

5
I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

Easy to use app to set up accounts, at and withdraw...

5
Easy to use app to set up accounts, at and withdraw savings. Reasonable rates Reviewed on: 10th February 2026

Excellent service 100%

5
I have used Atom Bank for a lot of years they are a very good and reliable I would certainly recommend them. Reviewed on: 10th February 2026

Good rates, user-friendly app.

5
Good fixed-term savings rates. Very user-friendly app. Haven’t had any difficulties with Atom. Reviewed on: 10th February 2026

This is saving made simple.

5
This is saving made simple. The products are clear, interest rates competitive, and it’s really easy to move when a time-limited product reaches its term. And it’s all done in an app Reviewed on: 10th February 2026

Recommend Atom-user friendly App

5
I was recommended Atom by a friend -quick and easy to use. Customer service excellent-mainly done digitally Reviewed on: 10th February 2026

Very user friendly A1

5
Opening products, moving money, closing accounts etc easy, quick and efficient. The website and app are easy to use and very user friendly. Reviewed on: 10th February 2026

Happy client!

5
Simple and straightforward to deal with. Good products backed up with clear and efficient communications then underpinned by prompt efficient service. Thank you. Reviewed on: 10th February 2026

Very easy to use very helpful people would recommen...

5
Very easy to use very helpful people would recommend to family and friends good interest rates Reviewed on: 10th February 2026

Good rates and service.

5
Good rates and service. I cannot fault them. App is easy to use too. Reviewed on: 10th February 2026

Happy saver......

5
Trouble free account easy to use and good interest rates Reviewed on: 10th February 2026

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