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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Great solution for savings

Initially opened a fixed term bond because the rate was competitive. I had expected to just withdraw once matured but turned out the reward saver paid excellent rates while allowing instant access. The app is a great user experience and tracks monthly interest payments in a visually appealing way. Reviewed on: 17th April 2025

User friendly and great options

Provided me with a Range of savings accounts for me to choose from and have communicated with me what my options are throughout. Additionally the app is very user friendly and my family and I have all ended up with accounts as it just works exactly how we want it to. Reviewed on: 17th April 2025

Account set up and interest rates

Setting up the account was so very easy using the app. The interest rate is so much better than the high street banks giving customers better value for their money Reviewed on: 17th April 2025

Excelled savings rates, very easy to use app with st...

Excelled savings rates, very easy to use app with step by steps, excellent customer service Reviewed on: 17th April 2025

Good easy to use app.

Good easy to use app. Good interest rates. Had a couple of different accounts with no problems at all Reviewed on: 17th April 2025

Simple, user friendly web portal.

The simplicity of their web portal and communication makes everything easy. Reviewed on: 17th April 2025

A good return on your investment happy me

A good return on your investment Reviewed on: 17th April 2025

So easy to transfer money in and out.

So easy to transfer money in and out. Reviewed on: 17th April 2025

Can’t fault Atom.

Can’t fault Atom. Smooth process from opening account to withdrawing money and switching accounts. Reviewed on: 17th April 2025

A 'good' bank!

I feel like Atom are a 'good' bank, and they always are doing the best for me/my money. High interest rates, and great customer service. Reviewed on: 17th April 2025

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