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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Great rates, excellent customer service and the best...

Great rates, excellent customer service and the best app by any financial organisation I use. Reviewed on: 17th April 2025

I have found the Atom app so easy to use and an idea...

I have found the Atom app so easy to use and an ideal way to save with competitive interest rates. Reviewed on: 17th April 2025

Savings Made Very Easy

Only recently became a customer but setting up the account was really easy, less than 15 minutes from start to finish. Great rates of return and great flexibility with withdrawals if the become necessary. All the terms and conditions were very easy to understand. I would have no hesitation in recommending Atom to anyone particularly customers who were looking to maximise interest on savings but retain an amount of flexibility on withdrawals if an emergency did crop up. Reviewed on: 17th April 2025

Atom and its app are the best.

Atom and its app are the best. I have found the app so user friendly and pleasant Reviewed on: 17th April 2025

Save and prosper.

I have been with this bank for some time now and they have helped me with my savings with good advice and top interest rates. Reviewed on: 17th April 2025

Quick and easy to use, also give a good rate of return.

Quick and easy to use, also give a good rate of return. Reviewed on: 17th April 2025

Atomic Bank!

Good service and Good interest rates Reviewed on: 17th April 2025

I have found Atom really easy to use and when I had...

I have found Atom really easy to use and when I had an issue transferring money they were really helpful in resolving the issue. Reviewed on: 17th April 2025

Very easy to get in to account.

Very easy to get in to account. Good transaction history and all correspondence is kept in a vault for access at any time if desired. Highly competitive interest on savings. They inform you by email about anything to do with the account so you always know what is going on. Reviewed on: 17th April 2025

Good place to put your savings outside of an ISA.

Good place to put your savings outside of an ISA. Reviewed on: 17th April 2025

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