Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,184 reviews, last reviewed 12th Mar 2026
53800% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026
merciowusu@yahoo.com's avatar
[email protected]

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Simple dashboard that shows your interest clearly

5
Simple dashboard that shows your interest clearly Reviewed on: 17th April 2025

Very user friendly app even for those getting on in...

5
Very user friendly app even for those getting on in years. Easy to open accounts Reviewed on: 17th April 2025

Atom: easy to open and use

5
Have been using Atom for several years now and have had good rates of interest in that time. Very easy to apply for an account and the app is easy to use. I am kept up to date with statements. So far I have had a very good experience with Atom and hope to continue to do so. I even encouraged my family to also open accounts because of the ease of operating the app together with the good interest rates. Keep up the good work. Reviewed on: 17th April 2025

Brilliant.

5
Brilliant. Good rate offered and easy to follow Reviewed on: 17th April 2025

Easy to use and they keep you informed

5
Easy to use and they keep you informed Reviewed on: 17th April 2025

Very competitive interest rate

5
Very easy to open an account. The app is self explanatory and the interest rate is one of the best! Reviewed on: 17th April 2025

Excellent service and app works great

4
Excellent service and app works great Reviewed on: 17th April 2025

account access

5
excellent access to my account and history documents Reviewed on: 17th April 2025

Good investment rates and easy to set up and manage.

5
Good investment rates and easy to set up and manage. Reviewed on: 17th April 2025

Best decision i ever made.

5
Best decision i ever made.. long or short term plan amazing experience and very helpfull staff on the phone… sublime customer service! top notch Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products