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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5184)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Great company

I have been with Atom for a number of years and can truly say that the service, product package and communication has been superb all that time I would have no hesitation in reccomending them Reviewed on: 17th April 2025

Excellent Livechat service snd great interest rates

I've occasionally used the live chat to ask question and received immediate and very good feedback. I have four savings accounts with you because I like your interest rates. Reviewed on: 17th April 2025

Easy to understand banking

Know exactly what will happen to my money with great easy to use app Reviewed on: 17th April 2025

Easy to use app, easy to transfer money and it is re...

Easy to use app, easy to transfer money and it is received instantly! Good interest rate paid monthly Reviewed on: 17th April 2025

Why choose Atom

I’ve had an Atom for a few years, the app is easy to use and understand. The online help has also proved to be extremely helpful. I also get higher interest than other providers and have the option to get interest monthly or annually. Reviewed on: 17th April 2025

I use atom for my savings and they offer great inter...

I use atom for my savings and they offer great interest, the app is easy to navigate Reviewed on: 17th April 2025

Customer service

I recently had trouble with my phone app I called your customer service support line and spoke to a really helpful advisor who helped me transfer some funds over the phone. Reviewed on: 17th April 2025

Excellent performance for greater than 10 years

Excellent performance for 10+ years Reviewed on: 17th April 2025

Professional

Totally professional and easy to use with excellent interest rates Reviewed on: 17th April 2025

Answers the phone quickly.

Answers the phone quickly. Very good customer service. Reviewed on: 17th April 2025

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