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Atom Bank: Savings reviews

4.91
Based on 5,185 reviews, last reviewed 16th Mar 2026
53900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026
Anthony Heath's avatar
Anthony Heath

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5185)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Always prompt when paying out.

5
Always prompt when paying out. Interest rates could be a little better like they used to be . Reviewed on: 17th April 2025

I love a bank you can actually talk to on a telephone.

5
I love a bank you can actually talk to on a telephone. I don’t d just that when I needed help and they then sent me a message to say get back in touch if you need further detail BRILLIANT Reviewed on: 17th April 2025

Easy to use

5
Feels very secure, easy to use, good products and very competitive Reviewed on: 17th April 2025

GOOD RATES AND GOOD CUSTOMER SERVICES

5
GOOD RATES AND GOOD CUSTOMER SERVICES Reviewed on: 17th April 2025

Easy to use.

5
Easy to use. Great product. Reasonable rates for instant access Reviewed on: 17th April 2025

Really simple to join and keeps me informed

5
Really simple to join and keeps me informed Reviewed on: 17th April 2025

Atom has everything.

5
Atom has everything. A secure app that gives me confidence my money is secure, great interest rates, excellent customer service and it’s all at the tap of a button, no matter where I am. Reviewed on: 17th April 2025

Used a savings account, no problems at all and good...

5
Used a savings account, no problems at all and good customer support! Reviewed on: 17th April 2025

Excellent All Around

5
Excellent Customer Service with an easy to use app for everyone and with the bonus of super competitive saving products Reviewed on: 17th April 2025

It’s a good online platform that is easy to use

5
It’s a good online platform that is easy to use, secure and does exactly what I need and want. The app is fast, the logout timer is a little short but for good reason, increasingly more services on the platform. I have held fixed savers and currently have a savings account with them. Reviewed on: 17th April 2025

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