Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,185 reviews, last reviewed 16th Mar 2026
53900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026
Anthony Heath's avatar
Anthony Heath

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5185)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

A great bank to deal with, always quick to resolve a...

5
A great bank to deal with, always quick to resolve any problems quickly. Reviewed on: 16th April 2025

Very easy to manage my savings.

5
Very easy to manage my savings. Well laid out and easy to navigate. Everything I need is easy to find and has a friendly feel about it. Great communications keeping me informed about any changes to the account. Not just a great App, also one of the best interest rates around. Reviewed on: 16th April 2025

Easy to use

5
Very easy to manage and allows you to see what interest you are getting Reviewed on: 16th April 2025

I have been with atom bank for years and I just love...

5
I have been with atom bank for years and I just love how easy it is to invest and reinvest Reviewed on: 16th April 2025

Not bad Atom

5
Good interest rates keep it up Atom bank Reviewed on: 16th April 2025

Very easy to login

5
Very easy to login online and good savings accounts Reviewed on: 16th April 2025

I’ve had mortgages and savings with atom , and have...

5
I’ve had mortgages and savings with atom , and have found them flexible and as far as customer support goes fantastically helpful …. As a lifelong Midlands/HSBC customer I only wish I could have a current account with them as well Reviewed on: 16th April 2025

Great app and decent fixed bond interest rates.

5
Great app and decent fixed bond interest rates. Easy to set up account Reviewed on: 16th April 2025

great rates, straightforward processes, no hassle.

5
great rates, straightforward processes, no hassle. Reviewed on: 16th April 2025

Great bank rates and brilliant website.

5
Great bank rates and brilliant website. Excellent communication and always accurate Reviewed on: 16th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products