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Atom Bank: Savings reviews

4.91
Based on 5,186 reviews, last reviewed 20th Mar 2026
54000% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Basic straightforward banking. Recommended Decent interest rates, had an issue opening the app on mobile phone but customer service resolved it. Nice app. Reviewed on: 20th March 2026
Nick C's avatar
Nick C

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5186)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Great bank rates and brilliant website.

5
Great bank rates and brilliant website. Excellent communication and always accurate Reviewed on: 16th April 2025

Love the speed of transactions and the dashboard.

5
Love the speed of transactions and the dashboard. Everything is so easy to find, and easily explained. Reviewed on: 16th April 2025

Competitive savings rates.

5
Have saved with Atom for a few years now. Love the App. Reviewed on: 16th April 2025

So simple

5
I really like how easy it is to move from a flexible account to a fixed rate for a fixed period. So easy and just the right amount of update and information emails. Easy to add a nominated account. And app is really intuitive Reviewed on: 16th April 2025

Smooth digital banking experience

5
Great reward saving product and a brilliant app, very easy to open and manage account. Reviewed on: 16th April 2025

App is easy to install & navigate, gives security co...

5
App is easy to install & navigate, gives security confidence, goo interest rates. Reviewed on: 16th April 2025

Great online bank

5
Never had a problem with deposits and withdrawals. Interest rates are good Reviewed on: 16th April 2025

Great rates and excellent service love using your bank

5
Great rates and excellent service love using your bank Reviewed on: 16th April 2025

Easy to set up and fast alerts when paying money in.

5
Easy to set up and fast alerts when paying money in. Reviewed on: 16th April 2025

App excellent, good savings rate.

5
App excellent, good savings rate. Easy to get in touch.. Have already mentioned to my son , who jo has a savings plan for my grandkids. Reviewed on: 16th April 2025

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