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Atom Bank: Savings reviews

Name: Savings
Rating: 4.92 (4813 reviews)

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4.92

Based on 4,813 reviews, last reviewed 2nd Mar 2026

10300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great app Atom app is easy to use. When I had a problem I phoned customer service and they were very helpful. Reviewed on: 2nd March 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4813)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

No nonsense banking

No nonsense banking good savings rates. Very user friendly app Reviewed on: 5th May 2025

Face not recognised

Had a little trouble with face recognition after not accessing account for some time. Now using fingerprint, works fine. Reviewed on: 5th May 2025

Busy life, efficient service.

Atom offers a solid, efficient service which matches today's hurried life styles., secure whilst accessable, with competitive rates, intuitive app and alerts show information quickly and clearly. Reviewed on: 3rd May 2025

The administration side of the app and vault is very...

The administration side of the app and vault is very easy to understand and use. Reviewed on: 2nd May 2025

Simple sign up process, app very clear, good rates!

Simple sign up process, app very clear with good user interface, good interest rate. What more can you want?? Reviewed on: 2nd May 2025

On the phone-always ready to help.

On the phone-always ready to help. staff cheerful and knowledgeable. Easily understood Reviewed on: 1st May 2025

app easy to use ,funding is shown quickly as is any...

app easy to use ,funding is shown quickly as is any withdrawal Reviewed on: 1st May 2025

Easy to use, even if not the most competitive

At the time of opening a savings account, the interest rates were the best on the market. This has changed a little over time and whilst not the most competitive, the ease of set up and managing my account is easy and quick. Reviewed on: 30th April 2025

Atom App easy to use

The Atom App is easy to use, with multiple options to log into the App. The interest rates on savings accounts are very competitive and are usually better than competitor banks. The reward rate is fantastic as it combines the higher rate of a fixed savings account with the flexibility to make withdrawals if required. Reviewed on: 30th April 2025

Great no problems.

Great no problems. Excellent service Reviewed on: 29th April 2025

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