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Atom Bank: Savings reviews

4.92
Based on 4,895 reviews, last reviewed 4th Mar 2026
13600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Generally good although the cash back deals are not... Generally good although the cash back deals are not as good as previously Reviewed on: 4th March 2026
Dud's avatar
Dud

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4895)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Happy customer

5
I have been banking with Atom for some years now and am more then happy with their excellent fixed bond rates, ease of use online to renew, very happy customer Reviewed on: 10th February 2026

Atom is my bank of choice for savings

5
Atom has been my bank of choice for several years now, for fixed and instant access savings. Competative interest rates and it's very easy to use the online app to manage funds and open new accounts. The app is well designed and you can find most answers to questions there. However, their Customer Service is also great if you need them. Highly recommend Atom to friends and family. Reviewed on: 10th February 2026

Great bank.

5
Great bank. Invested my money in a great savings account. Good customer services. Reviewed on: 10th February 2026

A very happy Atom customer

5
Very happy with atom bank very professional and customer services can’t be more helpful 10/10 nothing is too much trouble always give you first class information. Reviewed on: 10th February 2026

Great savings rates, excellent communication

5
Great rates, easy to transfer money & open another account, excellent communication when fixed savings account is maturing with clear choices outlined, easy to understand. Reviewed on: 10th February 2026

Absolutely no problems!

5
Absolutely no problems, and supply a competitive rate with a sound online platform. Reviewed on: 10th February 2026

Happy Investor.

5
Easy to set up and good 3 year interest rates. Hope to use again. Reviewed on: 10th February 2026

Best Bank I’ve used.

5
I have used many banks, but think that Atom is the best. Reviewed on: 10th February 2026

Great nothing better, simple professional and best r...

5
Great nothing better, simple professional and best rates Reviewed on: 10th February 2026

Atom bank experience

5
Easily the best banking experience I have used in a long time . App is the best, bur also easy to get hold of a real person when needed Reviewed on: 10th February 2026

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