Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,187 reviews, last reviewed 22nd Mar 2026
54100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026
S P's avatar
S P

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5187)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Great interest rates and great service

5
Great interest rates and great service Reviewed on: 16th April 2025

Have used Atom for several years now and their app i...

5
Have used Atom for several years now and their app is easy to use and no issues. Reviewed on: 16th April 2025

Very easy to deal with and good rates

5
Very easy to deal with and good rates Reviewed on: 16th April 2025

What’s not to like?

5
Excellent app, simple, straight-forward banking. Great products and market-leading rates Reviewed on: 16th April 2025

I have had a few savings accounts with Atom.

5
I have had a few savings accounts with Atom. I mainly use the App to move money and open new fixed term accounts. Transactions are quick and easy to action. Alot better than some banks. Interest rates are good and there are different products to suit your needs Reviewed on: 16th April 2025

Great interest rate, easy and clear to use app

5
Good interest rate, paid monthly, notifications straight away when transferring money into atom savings account, easy to read app with clear dashboard Reviewed on: 16th April 2025

Excellent customer service

5
Swift resolution of mistake made in opening account. Ease of opening account via app. Very helpful customer service. Reviewed on: 16th April 2025

100% recommend!!

5
Honestly best savings account around, customer service has been great whenever I’ve needed it Reviewed on: 16th April 2025

Interested in interest? Atom is the bomb!

5
Really competitive interest rates; so easy to use; quick transfers. Excellent! Reviewed on: 16th April 2025

Great products & app (highly recommended)

5
Easy & informative process to open an array of products & accounts all accessible via app which is easy to navigate. Reviewed on: 16th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products