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Atom Bank: Savings reviews

4.91
Based on 5,187 reviews, last reviewed 22nd Mar 2026
54100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026
S P's avatar
S P

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5187)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Opening an account is very straightforward and the a...

5
Opening an account is very straightforward and the app is really easy to use. communication is clear and there are a good range of products with great rates Reviewed on: 16th April 2025

Great bank

5
I’ve been with Atom for several years , it’s easy to set up, very easy to use and highly reliable. My partner has recently signed up for an account and loves them. Very competitive interest rates too for instant access accounts Reviewed on: 16th April 2025

Excellent bank.

5
Excellent bank. Straight forward, easy to use, great interest rates Reviewed on: 16th April 2025

Simple , straight forward, and easy to use

5
Simple , straight forward, and easy to use Reviewed on: 16th April 2025

- App easy to use - Allows you to withdraw at any ti...

4
- App easy to use - Allows you to withdraw at any time - Regular updates on interest rate changes Reviewed on: 16th April 2025

Atom is easy to use no hassle transferring money bec...

5
Atom is easy to use no hassle transferring money because the account it linked Reviewed on: 16th April 2025

No issues.

5
No issues. I have nothing further to say as limited experience Reviewed on: 16th April 2025

A very user friendly experience from the app to the...

5
A very user friendly experience from the app to the moving of money and the best rate I can find on the market Reviewed on: 16th April 2025

I,ve been a customer for years because of the compet...

5
Have been a customer for years because of the competitive rates and the support from home based customer service Reviewed on: 16th April 2025

Good bank to deal with.

5
Good bank to deal with. Local to the North East. Reviewed on: 16th April 2025

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