Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,187 reviews, last reviewed 22nd Mar 2026
54100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026
S P's avatar
S P

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5187)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Easy to use, positive interactions and experiences.

5
Easy to use, positive interactions and experiences. Reviewed on: 16th April 2025

Simple to open accounts and keep track of them.

5
Simple to open accounts and keep track of them all via the easy to operate App. I have had accounts with Atom for several years without any problems. Reviewed on: 16th April 2025

atomised

5
Good rates easy to operate not a lot more needed Reviewed on: 16th April 2025

Really easy to deal with and great customer service

5
Really easy to deal with and great customer service Reviewed on: 16th April 2025

A great bank easy to access and save money

5
A great bank easy to access and save money Reviewed on: 16th April 2025

Very easy, quick service and offering great savings...

5
Very easy, quick service and offering great savings rates. Reviewed on: 16th April 2025

I have recommended your service to all of my family...

5
I have recommended your service to all of my family who are now in the Atom family and some friends also. Reviewed on: 16th April 2025

Easy to use app.

5
Easy to use app. excellent communication Reviewed on: 16th April 2025

An ideal modern digital bank

5
A modern, well organised digital bank which leaves the traditional banks behind. Atom is a bank for today's way of working, providing full digital control for the customer. It's digital process and set-up are refreshing and much welcomed. Reviewed on: 16th April 2025

Excellent app thats easy to use.

5
Excellent app thats easy to use. Great competitive interest rates. Highly recommended. Reviewed on: 16th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products