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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5187 reviews)

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4.91

Based on 5,187 reviews, last reviewed 22nd Mar 2026

54100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5187)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Atom Banking and App

Extremely easy to set up an account, monthly interest payments, regular statements and information about changes etc excellent security easy to access and transfer money when required.. Great app functions which again are easy to use. Reviewed on: 22nd March 2025

Transferred to this bank for a better interest rate,...

Transferred to this bank for a better interest rate, I will stay provided that they keep offering one of the best rates available….. I think anyone would. So Atom keep up the good work. Reviewed on: 22nd March 2025

Excellent app with great security.

Excellent app with great security. Withdrawals are instant Reviewed on: 21st March 2025

Simple to use app and competitive interest rates

Simple to use app and competitive interest rates Reviewed on: 21st March 2025

Great customer service

Called customer service for assistance and they were brilliant. Reviewed on: 21st March 2025

The app is simple and easy to use with transactions...

The app is simple and easy to use with transactions being carried out without any delay. Overall I would rate Atom Bank as excellent. Reviewed on: 21st March 2025

interest rate up

they actually put the interest rate up recently when everyone else is putting theirs down Reviewed on: 21st March 2025

First class service from the moment I set up my savi...

First class service from the moment I set up my savings account on line. I would not hesitate to recommend Atom as the leading on line bank in the UK. Reviewed on: 21st March 2025

Good savings accounts

Good rates, easy accounts to open, transparent, accessible Reviewed on: 21st March 2025

My savings experiences

Quick and easy setup via the app. Simple to follow instructions on maturity of accounts.Competitive interest rates.Great all round Reviewed on: 21st March 2025

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