Smart Money People Logo

Atom Bank: Savings reviews

4.92
Based on 4,897 reviews, last reviewed 4th Mar 2026
13700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom bank Very easy to use, what more could you ask for! Reviewed on: 4th March 2026
Roger Blundell 's avatar
Roger Blundell

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4897)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Good place to hold money.

5
Good place to hold money. They don’t constantly hassle you to buy other services like most high street banks. Reviewed on: 10th February 2026

Easy to set up fixed rate bonds.

5
Easy to set up fixed rate bonds. Good rates of interest. Easy to use app Reviewed on: 10th February 2026

Value for money has diminished over time

4
Value for money has diminished over time Reviewed on: 10th February 2026

excellent bank for savings account 10/10 would recco...

5
excellent bank for savings account 10/10 would reccomend Reviewed on: 10th February 2026

easy to set up and app is user friendly

5
Savings account was easy to set up and the app is very easy and clear to go through. I occasionally get emails giving updates about my account. Reviewed on: 10th February 2026

Easy to set up accounts.

5
Easy to set up accounts. Clear on screen information in the app on how the account is performing love it thx Reviewed on: 10th February 2026

A very efficient and easy to manage service.

5
A very efficient and easy to manage service. Reviewed on: 10th February 2026

All savings accounts are easy to set up and transfer...

5
All savings accounts are easy to set up and transfer between .better rates than the big banks Reviewed on: 24th January 2026

Excellent Bank.

5
Only had to use customer service once and it was very good, the point being that Atom hasn't raised any problems, the onetime was a mistake by myself. I have used many of their accounts and have found them very competitive. Transfers in and out are handled quickly. Reviewed on: 23rd January 2026

Top ratings for ATOM.

5
Website easy to navigate. Shows everything at your fingertips. Great interest rates. Keep going back for more. Reviewed on: 23rd January 2026

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products