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Atom Bank: Savings reviews

4.91
Based on 5,191 reviews, last reviewed 25th Mar 2026
54500% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Beautifully designed digital experience I really enjoy the simplicity of the digital experience. It is really well designed. Reviewed on: 25th March 2026
THOMAS M's avatar
THOMAS M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5191)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

good e-Bank, the app is user friendly, recommended

4
good e-Bank, the app is user friendly, recommended Reviewed on: 20th March 2025

Great friendly service easy to deal with.

5
Great friendly service easy to deal with. Great rates Reviewed on: 20th March 2025

I have a 2 year fixed saver account and got a very g...

5
I have a 2 year fixed saver account and got a very good interest rate with Atom Bank. Was super easy to set up. Reviewed on: 20th March 2025

Always had a good experience with Atom Bank.

5
Always had a good experience with Atom Bank. I was sceptical at first using an app based bank but the account types and rates are always competitive. I have used their customer services a couple of times and have found them to be very helpful and quick to respond. Transferring money in and out is instant so I often use my Atom instant access account in preference to my other easy access accounts as they are not as fast. Reviewed on: 20th March 2025

Great on-line bank with competitive interest rates

5
Great on-line bank with competitive interest rates Reviewed on: 20th March 2025

good app - easy to use, one of the easiest I have us...

5
good app - easy to use, one of the easiest I have used, good interest rates, super easy to use, good customer service Reviewed on: 20th March 2025

Excellent web site easy to use and informative

5
Excellent web site easy to use and informative Reviewed on: 20th March 2025

I would recommend ATOM Bank to others

5
I have accounts with ATOM Bank always found response to my queries professional and prompt I would recommend ATOM Bank to others Reviewed on: 20th March 2025

quick and simple are the only words needed to descri...

5
quick and simple are the only words needed to describe the atom bank process Reviewed on: 20th March 2025

Very easy process.

5
Very easy process.great rates. Easy app and staff helpful Reviewed on: 20th March 2025

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