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Atom Bank: Savings reviews

4.91
Based on 5,191 reviews, last reviewed 25th Mar 2026
54500% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Beautifully designed digital experience I really enjoy the simplicity of the digital experience. It is really well designed. Reviewed on: 25th March 2026
THOMAS M's avatar
THOMAS M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5191)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Really easy to manage my accounts and rates have alw...

5
Really easy to manage my accounts and rates have always been competitive Reviewed on: 20th March 2025

Atom Bank - a great experience and a great offering

5
Atom Bank consistently offers me the best rates of interest on my savings. The bank communicates with me using clear straight forward messages. The App on my phone is extremely easy to use and very reliable. All the information you require is set out in a clear and concise manner. I would happily recommend Atom Bank to my family and friends. Reviewed on: 20th March 2025

Great app based bank with great customer support.

5
I’ve been using them for several years and always had a great experience, rates are very good and the app keeps you informed and in control of your money. I’ve recommended this bank to friends who have also had similar great experiences. Reviewed on: 20th March 2025

Easy to set up App based account.

5
Easy to set up App based account. Straight forward set up, with a extremely good guidance along the way.Very easy to navigate via the App and no intrusive adverts contained within the App. Reviewed on: 20th March 2025

Easy to use, does the job I want it to...

5
Easy to use, does the job I want it to very well Reviewed on: 20th March 2025

Excellent, easy to use app.

5
Excellent, easy to use app. All info on your account(s) is simple to find. Had no need to contact customer services, so can’t comment. Reviewed on: 20th March 2025

Safe, secure, friendly, competitive and modern

5
Easy-to-use, secure, friendly app. Clear product description and good rates of interest over several savings options. Customer service is second to none - response time is super-fast. Overall modern and welcoming feel that makes me feel I’m in safe hands with Atom. Reviewed on: 20th March 2025

Satisfied customer

5
I've had an account for over a year and I'm more than happy with the return. Customer service is excellent as any communication I have had has been dealt with efficiently. Reviewed on: 20th March 2025

Online process was easy and straight forward to use.

5
Online process was easy and straight forward to use. Reviewed on: 20th March 2025

Easy to use app, good interest rates, instant withdr...

5
Easy to use app, good interest rates, instant withdrawal Reviewed on: 20th March 2025

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