Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5191 reviews)

View other Atom Bank products

4.91

Based on 5,191 reviews, last reviewed 25th Mar 2026

54500% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Beautifully designed digital experience I really enjoy the simplicity of the digital experience. It is really well designed. Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5191)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Atom, the best bank ever!!

Great rates, easy to use app, Atom make banking a joy. Best thing I ever did was open saving accounts with Atom. Reviewed on: 19th March 2025

Best fixed bond saving platform in the market by far

Best fixed bond saving platform in the market by far Reviewed on: 19th March 2025

Excellent rates and really good APP

Excellent rates and really good APP Reviewed on: 19th March 2025

I have always found Atom to use for many years.

I have always found Atom to use for many years. Reviewed on: 19th March 2025

Great company to deal with ,excellent customer care...

Great company to deal with ,excellent customer care and the banking App is easy to understand with competitive savings rates for customers. Reviewed on: 19th March 2025

Very clear and concise website.

Very clear and concise website. They offer good savings rates. Reviewed on: 19th March 2025

Open account

Open my account smoothly, a few clicks and it is opened Reviewed on: 19th March 2025

Customer support is great and the rates are good.

Customer support is great and the rates are good. Reviewed on: 19th March 2025

Easy to set up an account and to use.

Easy to set up an account and to use. Good user interface. Reviewed on: 19th March 2025

An excellent on-line banking service

An excellent on-line banking service that offers some of the best interest rates on the UK market. No problems when having to deal with any issues. The app can be a little quirky at times and takes some getting used to, especially at the logging in part. The additional security layers are reassuring when it comes to protecting your money. Overall, I'm very satisfied with Atom bank Reviewed on: 19th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Junior instant access savings
from Danske Bank UK 4.40 from 2 reviews
Savings
from Smart Money Cymru Community Bank 4.66 from 49 reviews
95 Day Notice Account
from RCI Bank 4.88 from 840 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub