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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5191 reviews)

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4.91

Based on 5,191 reviews, last reviewed 25th Mar 2026

54500% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Beautifully designed digital experience I really enjoy the simplicity of the digital experience. It is really well designed. Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5191)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

great service, quick responses, excellent communicat...

great service, quick responses, excellent communication. makes life EASY! Reviewed on: 19th March 2025

Very competitive interest rates and very easy to dea...

Very competitive interest rates and very easy to deal with. Reviewed on: 19th March 2025

Atom are the best

Very easy to use app with excellent savings interest rates Reviewed on: 19th March 2025

Easy to open an account great UI/UX. No issues.

Seamlessly easy to open an account. Banked with Atom for 5+ years. Had both Fixed and instant savings accounts in the past. Interest has never been delayed. Straight forward banking app great UX/UI design. Never needed to contact them for assistance. Super quick transfers, transparent with changes. Excellent security. Sadly, no longer offer the best rates anymore so I have been holding my money in a different account. Reviewed on: 19th March 2025

Big fan of Atom

I chose Atom because of their high interest rate, and I stayed because it’s the easiest and most user-friendly bank I can imagine. The interface is pretty and so easy to understand, and their communication is great. I’ve never had any issues, but I know how to get the help if I need it! Reviewed on: 19th March 2025

Renewed my fixed saver.

Renewed my fixed saver.Easy to do with great rates of interest Reviewed on: 19th March 2025

Best Savings platform available.

I have numerous accounts with Atom and have never had a problem. The App is very intuitive and easy to use and navigate. The rates for all types of savers are very competitive and guaranteed by FSCS. Brilliant. Reviewed on: 19th March 2025

Fabulous fixed rate savings account

I discovered Atom bank through the MSE website. I was attracted by their positive reviews and fabulous interest rates. So I chose a 12 month fixed savings account for a lump sum. The account was easy to set up and transfer money into. I also liked that I could open the account with just a £1 before moving my lump sum across. I have not had to contact customer services yet as all has been plain sailing with this company. I have highly recommended Atom bank to all my friends and family. Reviewed on: 19th March 2025

I've been with Atom since it began and always enjoye...

I've been with Atom since it began and always enjoyed using their great App! If I need help or advice I email of message them and always get a swift reply. Rates are high, security is secure but easy to use and speaking to staff in Durham is always a pleasure. Reviewed on: 19th March 2025

A good solid bank company who comunciate well with t...

A good solid bank company who comunciate well with their customers. They are speedy in updating the information regarding interest rates and give good notifications about what is happening and when they make changes. Reviewed on: 19th March 2025

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