Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,191 reviews, last reviewed 25th Mar 2026
54500% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Beautifully designed digital experience I really enjoy the simplicity of the digital experience. It is really well designed. Reviewed on: 25th March 2026
THOMAS M's avatar
THOMAS M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5191)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Bank that offers good competitive interest rate

5
Bank with easy access to my money and competitive interest rate. Reviewed on: 18th March 2025

After a simple set up, everythin

5
After a simple set up, everythin Reviewed on: 18th March 2025

App the best

5
The most straight forward app I use for banking. Reviewed on: 18th March 2025

Contactable and Responsive

4
To be Able to speak to someone is the most important thing. Atom Bank does this well. Reviewed on: 18th March 2025

So easy to deal with, a refreshing change for a bank...

5
So easy to deal with, a refreshing change for a bank, no time wasted everything is straight to the point. Reviewed on: 18th March 2025

Very straight forward

5
Very straight forward to open and operate accounts and very clear and regular information Reviewed on: 18th March 2025

Easy to use and great interest rates

5
Easy to use and great interest rates Reviewed on: 18th March 2025

No complaints here!

5
No complaints here! Easy to open an account, good savings rates Reviewed on: 18th March 2025

app simple to use and works as needed, quick to open...

5
app simple to use and works as needed, quick to open account Reviewed on: 18th March 2025

Great service when I needed to use it

5
Great service when I needed to use it Reviewed on: 18th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products