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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Couldn’t be happier with Atom.

Couldn’t be happier with Atom. So easy to use via the app and instant transfers. Would definitely recommend and have done to family and friends Reviewed on: 18th March 2025

Easy, safe and secure.

The app is easy to use and simple to understand while interest rates are competitive. The are a few options to login, all of which are safe and the website feels secure plus there’s the £85,000 financial protection. Reviewed on: 18th March 2025

Mobile app

Very ease to navigate app, helps with exciting accounts and shows others available Reviewed on: 18th March 2025

A good bank, feels secure and easier to transfer to...

A good bank, feels secure and easier to transfer to and from my current account. Reviewed on: 18th March 2025

Banked with Atom for a number of years, excellent in...

Banked with Atom for a number of years, excellent interest rates with a variety of investment durations. I find the app very easy to use, it is straightforward and the movement of money is quick. Notifications of transactions and interest earned keeps you up to date Reviewed on: 18th March 2025

Simply the Best! around with really helpful and fr...

Just the best bank around with really helpful and friendly customer staff. Reviewed on: 18th March 2025

SIMPLE ACCOUNT EASY TO USE GOOD INTERST RATE.

I have found the Atom account very easy to use and secure. The interest rate is pretty goog too! Very useful in addition to principal account for savings deposits. Reviewed on: 18th March 2025

Great service good interest rates thank you.

Great service good interest rates thank you. Reviewed on: 18th March 2025

Excellent online bank

Excellent online bank. Very easy to open an account. Very good app that is very clear and easy to navigate. When you transfer funds, you get an instant confirmation. Competitive interest rate. Reviewed on: 18th March 2025

Good app and very easy to use online

Good app and very easy to use online Reviewed on: 18th March 2025

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