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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Great App easy to use and very good interest rates...

5
Great App easy to use and very good interest rates Reviewed on: 18th March 2025

Enjoy banking with Atom bank I find it easy to use.

5
Enjoy banking with Atom bank I find it easy to use. Reviewed on: 18th March 2025

Easy deposit and withdrawal.

5
Easy deposit and withdrawal. The app is easy to use with clear instrctions. Reviewed on: 18th March 2025

A go-to for ease of use and good rates

5
Have had several savings accounts which were always easy to set up and fund with great app to manage them and good rates Reviewed on: 18th March 2025

Great banking app so easy to use

5
Great banking app so easy to use Reviewed on: 18th March 2025

Have used Atom for a number of years, always had exc...

5
Have used Atom for a number of years, always had excellent service, rates are always competitive with different product options. Have not been able to fault them. Reviewed on: 18th March 2025

Easy to manage on the app.

5
Easy to manage on the app. Straightforward savings account that's easy to navigate. Would recommend to others. Reviewed on: 18th March 2025

The app is easy to use and understand

4
The app is easy to use and understand Reviewed on: 18th March 2025

Atom for best banking

5
Been banking for about 4 years now excellent rates of interest. great customer service. well done atom Reviewed on: 18th March 2025

The best online banking app

5
I was very impressed the way how officiant they are and how easy is to navigate the app Reviewed on: 18th March 2025

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