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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

when speakihe phone with miimum wa...

Very good when speaking on the phone with minimum wait time , questions answered satisfactory Always competitive rates Reviewed on: 18th March 2025

Atom’s online service is quick to access and easy to...

Atom’s online service is quick to access and easy to use. It provides an easy way to authenticate identity for accessing the app, and displays balances in a way that’s easy to read. Interest rates for saving are competitive. Reviewed on: 18th March 2025

Atom rates are market-leading and the App great!

Atom rates are market-leading and the App is so easy to use. Reviewed on: 18th March 2025

Recommend Atom Bank

Great interest rates, easy to use App. Simple range of products, easy to choose which is best one for me. Reviewed on: 18th March 2025

Excellent service for years.

Excellent service for years. I am informed in good time when my saving was maturing and given information about what to do next Reviewed on: 18th March 2025

Superb customer service

I recently had to contact customer services and I couldn't have been more pleased. My query was dealt with professionally, quickly and more to the point to my satisfaction. Reviewed on: 18th March 2025

Atom bank

Easy to use app competitive rates Reviewed on: 18th March 2025

Operating a savings account with Atom is simplicity...

Operating a savings account with Atom is simplicity itself. Moving funds around is smoother than any institution I've banked with and they make transfers in and out a doddle. More importantly than that, they give you clarity and open honesty - statements are clear, concise and give you relevant information. You get notifications when anything important happens with the account. I honestly wish they offered a current account - I'd have one! Reviewed on: 18th March 2025

So easy and convenient.

So easy and convenient. Rates very competitive happy Reviewed on: 18th March 2025

Easy to access app.

Easy to access app. Good interest rates. Reviewed on: 18th March 2025

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