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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Atom professional bankers

Always show a professional and courteous approach to their clients. Processing time is exceptionally fast and rates offered very competitive Reviewed on: 18th March 2025

Fantastic customer service

Considering it is a branches bank, the human interaction has been amazing. I have never felt stunted by red tape or circuitous processes. When I have needed specific help they have been amazing, including a very quick production of an interim statement which was the evident I needed to buy my house Reviewed on: 18th March 2025

Easy to use, intuitive and no fuss operation.

Easy to use, intuitive and no fuss operation. Interest rates always competitive it's why I have so many fixed rate accounts. Reviewed on: 18th March 2025

Easy to usea app and good interest rates

Easy to use app and good interest rates Reviewed on: 18th March 2025

Very easy to set up an account and I’m getting a ver...

Very easy to set up an account and I’m getting a very good interest rate. Reviewed on: 18th March 2025

problem free investment at competitive interest rate

problem free investment at competitive interest rate Reviewed on: 18th March 2025

Good rates of interest and easy to use app

Good rates of interest and easy to use app Reviewed on: 18th March 2025

Consistently excellent interest rates and always kep...

Consistently excellent interest rates and always kept well informed by e-mail Reviewed on: 18th March 2025

For an Internet bank, there is regular correspondenc...

For an Internet bank, there is regular correspondence and they have great interest rates which far exceed those of the usual high street cartel of banks Reviewed on: 18th March 2025

Very easy to join the Atom family.

Very easy to join the Atom family and one of the best interest rates around, Highly recommend. Reviewed on: 18th March 2025

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