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Atom Bank: Savings reviews

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4.92
Based on 4,895 reviews, last reviewed 4th Mar 2026
13600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Generally good although the cash back deals are not... Generally good although the cash back deals are not as good as previously Reviewed on: 4th March 2026
Dud's avatar
Dud

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4895)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025
Paul F's avatar
Paul F

Banking made easy

5
Super easy app, fast to use, as soon as bonds mature money is transferred Reviewed on: 28th April 2025
Anchie's avatar
Anchie

Excellent service, prompt with there replys to quest...

5
Excellent service, prompt with there replys to questions. Reviewed on: 27th April 2025
Michael K's avatar
Michael K

Good communication, competitive interest rates.

5
Good communication, competitive interest rates.Great little app Reviewed on: 27th April 2025
Smurf's avatar
Smurf

No hassle fair banking

5
No hassle fair banking, easy to use, and a good selection of products. Excellent web interface, good communication at all times. I have used Atom for several years and have always found them to be excellent in every respect. Reviewed on: 26th April 2025
John C's avatar
John C

No hassle fair banking

5
No hassle fair banking, easy to use, and a good selection of products. Excellent web interface Reviewed on: 26th April 2025
John C's avatar
John C

No hassle fair banking, easy to use, and a good sele...

5
No hassle fair banking, easy to use, and a good selection of products. Excellent web interface Reviewed on: 26th April 2025
John C's avatar
John C

I've been with atom a few years on and off but I've...

4
I've been with atom a few years on and off but I've always been satisfied with them, Reviewed on: 26th April 2025
Stuart G's avatar
Stuart G

Very easy account to use and top interest rates.

5
Very easy to open the account and the app is dead simple to use. The interest rates are very good and competitive. I like that you only lose 1 month of top rate if you have to withdraw, then it goes back up again. Reviewed on: 26th April 2025
Dave S's avatar
Dave S

The app makes everything so easy

5
It is so easy to sign in to the app with an image of your face. All documents and details of the accounts are easy to find on the app and it is easy to open a new account. Reviewed on: 26th April 2025
Thelma S's avatar
Thelma S

Excellent Banking

5
Had our Mortgage with Atom and now have a savings account. We wouldn't hesitate recommending Atom as our experience has always been excellent. They are easy to contact and always very helpful and easy to understand. Reviewed on: 26th April 2025
Julia's avatar
Julia

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