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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Easy to use.

5
Easy to use. Never had any problems. I would recommend ATOM to everbody. Great rates. Reviewed on: 18th March 2025

Atom, the bank that's good to customers and staff...

5
I've saved with Atom for a few years and their rates are often the best and always close. The App is all that I'd want; intuitive and simple, very fast to load and transact with, and so easy to add new products in a few taps. The other reason I am loyal to Atom is how they treat their staff - I believe a company which helps staff have a decent work/life balance (4 day weeks etc) is worthy of my support. Reviewed on: 18th March 2025

Atom Fixed rate savers

5
I have 4 fixed saver accounts with Atom. Very easy to set up and good interest rates. Great that you can get monthly interest paid into an external account. Very impressed with how efficient everything is. Reviewed on: 18th March 2025

Would definitely recommend Atom Bank

5
Always had good service when I have needed to contact Customer Services Reviewed on: 18th March 2025

Great app and service

5
Really good app based bank - easy to use and great format for viewing accounts and future interest Reviewed on: 18th March 2025

Really good interest rates, and easy to use website.

5
Really good interest rates, and easy to use website. Reviewed on: 18th March 2025

First rate Bank

5
First rate service - accounts so easy to manage Reviewed on: 18th March 2025

Banking made simple.

5
Banking made simple. Great app which allows me to monitor my money. Reviewed on: 18th March 2025

It was easy to set up with clear instructions The in...

5
It was easy to set up with clear instructions The interest rates are comparable with other banks. Reviewed on: 18th March 2025

Unbeatable service and great rates!

5
good rates and simplicity itself to find what you need to keep track of your investments Reviewed on: 18th March 2025

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