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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Good app.

Good app. Good fix savings and instant savings as well. Reviewed on: 13th March 2025

Service is good! But interest rate is tricky!

Service is good! Interest rate is not bad. But once I joined the saving reward scheme, the interest rate reduced in next month. Reviewed on: 13th March 2025

Instant access saver account very competitive.

Instant access saver account very competitive, super easy to open. My overall experience with Atom across all the savings categories has been excellent Reviewed on: 13th March 2025

A website that is clear and easy to use

A website that is clear and easy to use plus competitive interest rates combined with a good sense of security. Over the years, I had several accounts with Atom and have always been happy with the service provided. Reviewed on: 13th March 2025

Excellent service.

Easy to use app with very good interest rates Reviewed on: 13th March 2025

Pensioner’s view point.

It’s very easy to navigate as I’m not tech savvy. gives very clear info on rates so you can reinvest if you wish to. Also it’s easy to move some or all of your money once it’s matured. Reviewed on: 13th March 2025

App very easy navigate and use, no hassle

App very easy navigate and use, no hassle Reviewed on: 13th March 2025

Easy to use, good service, no problems or delays

Easy to use, good service, no problems or delays Reviewed on: 13th March 2025

Recommend!

Have several accounts from atom, I really enjoy using atom. Reviewed on: 13th March 2025

Really positive experience

Really positive experience since I opened my account - the whole process of opening an account was made so straightforward Reviewed on: 13th March 2025

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