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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Great app and customer service via the app

5
Great app and customer service via the app Reviewed on: 13th March 2025

Atom Bank, never fails to deliver

5
If I have ever had a problem, or query,Atom Bank never fails to deliver. I'm very happy to have Atom Bank dealing with my finances,and do recommend. Reviewed on: 13th March 2025

Great App.

4
The internet rates are not always competitive. However the App is very easy to use and find your way around. The account set up is also very quick and easy. Reviewed on: 13th March 2025

really good service

5
really good service. good interest rates. no issues at all. Reviewed on: 13th March 2025

Excellent app and rates everything you could wish for

5
Excellent app and rates everything you could wish for Reviewed on: 13th March 2025

Atom bank, great for savers

5
I have been saving with Atom bank for about 5 years and I find that they offer the best or close to the best interest rates on the market. Their app is simple, easy to navigate and the depositing or withdrawing of funds is straight forward and pretty quick. I recommend Atom bank to anyone wanting to maximize the interest on their savings be it ISAs or Fixed term bonds. Reviewed on: 13th March 2025

Easy to use app...

5
So easy to use the app all information you need appears on app easy to open accounts and keep up to date with your balances Reviewed on: 13th March 2025

Good service

5
Good service gor opening new accounts. For transferring money. Quickly done. Reviewed on: 13th March 2025

Very easy to set up but very secure.

5
Very easy to set up but very secure. Simple straightforward products and consistent rates Reviewed on: 13th March 2025

Excellent / easy to use / great interest rates

5
Excellent easy to use bank with great apps. Highly competitive rates of interest on savings accounts. Reviewed on: 13th March 2025

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